Legal analysis: If a citizen belongs to a subsistence allowance family, he or she is generally unable to apply for a credit card. If the relevant bank department inquires that a citizen belongs to a subsistence allowance group, they will generally not be allowed to apply for the subsistence allowance. If a citizen really needs to apply for a credit card Citizens are required to cancel the subsistence allowance before applying, so applying for a credit card will affect the subsistence allowance.

Legal basis: "Opinions of the State Council on Further Strengthening and Improving Minimum Living Security Work" 2. Policies and Measures to Strengthen and Improve Minimum Living Security Work (1) Improve the conditions for identifying minimum living security objects. Household registration status, family income and family property are the three basic conditions for identifying minimum living security recipients. All localities should formulate and announce to the public the specific conditions for enjoying minimum living security benefits based on local conditions, and form a complete standard system for identifying minimum living security recipients. At the same time, it is necessary to clarify the specific methods for calculating and evaluating the family income and family property of applicants for minimum living security, and to put forward specific requirements for the obligors of support, support, and support to perform relevant legal obligations.