ICBC Lang Ping Fendou Credit Card Bank

The face design of Lang Ping Credit Card is very correct. Nowadays, popular information such as "Struggle" and "Roll up your sleeves and work hard" can be printed on the card surface. According to the card level of credit card: Puka, Gold Card and Platinum Card, the card face color is blue, red and black, and the card organizations are UnionPay and MasterCard. In addition, this credit card is printed on the back of the card, which can not only protect privacy and security, but also make the card surface more exquisite and fashionable.

Credit card limit has different payment standards according to the level of the card, as follows:

1, Puka: the amount is below 1 ten thousand yuan;

2. Gold card: the amount is between 1 10,000 yuan and 50,000 yuan;

3. Platinum card: the amount is more than 50,000 yuan.

However, cardholders with different application conditions will apply for different credit card quotas in Lang Ping. The bank mainly determines the initial limit through comprehensive score according to the information and materials provided when applying for a credit card.

Which is better to apply for an ICBC credit card?

ICBC's credit card application conditions are harsh, especially if the assets are not up to standard, so it is easy to be rejected. In fact, ICBC also has some easier cards, and the conditions will be more relaxed. Here, let's take stock of three types.

1. ICBC strives for Lang Ping Credit Card: The credit card endorsed by Lang Ping has three grades: ordinary card, gold card and simple platinum card, all of which are free of annual fee within the validity period, and can provide a three-day grace period for repayment, free of foreign exchange handling fees, and the highest mobile phone insurance is 1990 yuan. As the main credit card of ICBC, the issuance rate of this credit card has been very good.

2. Cosmic Constellation Credit Card: A card with the theme of twelve constellations is a high-value exclusive black card for young people. It has two grades: gold card and simple white card. During the validity period, it can be exempted from the annual fee, and can enjoy the service rights such as 3-day grace period, 0 foreign exchange handling fee, birthday consumption 10 times points, free account security insurance account security lock, etc. Similarly, as the main push card of ICBC, it is easier to pass the next card.

3. ICBC UnionPay Zodiac Credit Card: With the theme of 12 Zodiac, the card face is designed with Oracle Bone Inscriptions, which shows the charm of traditional culture. There are two levels of gold card and platinum card, and the annual fee can be conditionally reduced. It can provide three-day repayment grace period, travel inconvenience insurance, account security insurance and other service rights, and the first monthly China UnionPay Express Pass can be obtained free of charge. 12306 The highest discount for ticket purchase is 20 yuan.

These three credit cards are easy for ICBC to handle, but each credit card has several levels. It is best to choose cards according to ICBC's star rating, such as Samsung's ordinary card, five-star gold card and six-star platinum card.

Extended data:

How to handle credit cards:

1. Go to the bank's business outlets, and the bank staff will help you complete the operation;

2. To apply for a credit card at a bank in official website, just search your favorite bank on the computer, such as "Industrial and Commercial Bank of China". After entering, you can see the credit card column, and then follow the prompts to apply for a credit card;

Note that to apply for a credit card, you must be at least 18 years old, have a stable source of payment and have a good credit. These are the conditions that must be met in applying for a credit card. If you don't meet the requirements of the bank, you will be refused to apply for a credit card.

Different credit cards have different specific conditions, most of which need to meet the following conditions:

1. There are certain age requirements for handling credit cards: you must have full capacity for civil conduct, that is, 18 years old and above;

2. Have legal and stable income and good credit;

3. Provide corresponding identification documents: a copy of ID card or military officer's card;

4. Work certification documents. Some banks also need to provide proof of income and financial resources. Financial proof can include a copy of real estate license, a copy of motor vehicle driving license, passbook, etc. Anyway, it is easier for the economy to prove that it depends on the individual's repayment ability;

5. proof of residence, which can be a copy of the household registration book, or a certificate issued by the street, or other certification materials. This is easier to do;

6. There is also an application form for applying for a credit card.

The repayment method is as follows:

1, within the issuing bank

Repayment methods include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

2. Micro-silver pos mobile phone

Weizhong Bank pos mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Arrive at the account immediately

3. Transfer/remittance repayment

Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer and remit money, the remittance bank will charge a certain fee, and at the same time, the time of payment arrival and the convenience of repayment are not as good as those of peers, online repayment and convenience stores.

4. Online repayment

Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.

Is there an annual fee for Lang Ping credit card?

Lang Ping Credit Card, namely ICBC Lang Ping Struggle Platinum Credit Card, has no annual fee, and cardholders can enjoy exclusive privileges of ICBC Platinum Credit Card.

For example, consumption abroad and Haitao cash back, free WIFI overseas, high-end five-star hotel buffet, buy one get one free afternoon tea, apply for a visa in 99 yuan, and park at the airport 1 yuan.