How to increase the credit limit of China Construction Bank Credit Card?

As a popular bank, China Construction Bank Credit Card has always been favored by many cardholders. The application threshold of China Construction Bank is still good, but many cardholders have reported that it is difficult to increase the credit limit of CCB Bank credit cards. Some people have used CCB credit cards. I haven’t raised the limit in a year or two, so today Xiao Qin will share with you the special techniques for increasing the credit limit of China Construction Bank Credit Card!

1. Increase the credit limit by transferring money

CCB attaches great importance to personal financial assets. Every month, the system will make statistics on the financial assets of cardholders in CCB, including deposits, treasury bonds, and financial management. For products, funds, etc., the amount increase range is between 40-60 (refer to the temporary amount), and the APP will display the reference amount. This method is considered a method only for rich people, because if you want to increase the limit of the card by 50,000 yuan, you must have 500,000 yuan stored in the card for three months.

2. Curved credit limit increase

CCB’s curved credit limit increase mainly depends on your total number of credit lines, the bank’s comprehensive score, current credit card bill and the selected curve card type; for different Depending on the card type, the effect of the curve may be different. The curve card types shared here are not static, because the card types will change in popularity and review requirements over time, and may even be removed from the shelves, so the curve card types selected in different time periods are not necessarily the same. Another key point is that you can also choose the corresponding curve card type based on the current card type, which is more accurate and has a higher success rate.

3. Foreign currency consumption

Every bank likes foreign currency consumption. For 3 consecutive periods of foreign currency consumption with regular special card maintenance techniques, you can directly ask CCB to provide you with a fixed payment. Comparing foreign currencies is a symbol of consumption power. It is too difficult to go abroad for three consecutive periods. The editor will share with you the way to implement it, which is to use real foreign currency consumption "online". It is no problem to pay 50-300 for three periods of bills. , since it comes to online, there must be channels.

4. Card maintenance skills

For cardholders who want to build a good CCB bank, it is best to control the number of bankers with credit cards in their name to less than 5 and keep a few carefully. Just use the card, and wait until the CCB quota is raised before planning your subsequent card application, because CCB attaches great importance to long-term credit, and its credit card loans are very powerful, so it is a bank worth owning;

1 , Number of credit card swipes: more than 20 times per month, it is best if you can achieve 2531;

2. Card swipe amount: mainly small amounts, supplemented by medium amounts, and few times for large amounts;

3. Card swiping merchants: diversified merchant types, including catering, department stores, clothing, entertainment, etc.; enrich card swiping scenarios;

4. Acquiring institutions: Try not to have machines from only one acquiring institution;

5. Control debt: The debt ratio cannot be too high, and it is best to control it within 70.

Are there any techniques for increasing the limit of CCB credit card?

There are still some techniques for increasing the limit of CCB credit card, as follows:

1. Increase the temporary limit: During major national holidays, if you apply to increase the temporary quota, you can directly call the customer service number and say that the quota is not enough. Generally, the temporary quota can be increased by 30 to 50.

2. Save money for consumption: If your credit limit is less than 10,000, you can use the China Construction Bank Savings Card to transfer money to your credit card and then make purchases, which can increase the chance of increasing your credit limit.

3. High-end consumption: You can take more flights or high-speed trains and use CCB credit cards to buy tickets. CCB will take the initiative to increase your credit limit.