1, the punishment method of brush.

Malicious overdraft of a credit card of more than 5,000 yuan constitutes the crime of credit card fraud as stipulated in the Criminal Law and is sentenced to fixed-term imprisonment of not more than 3 years; Malicious overdraft of more than 50,000 yuan and less than 200,000 yuan is huge, and it is sentenced to fixed-term imprisonment of more than 5 years 10 years; More than 200,000 yuan is a huge amount, and the sentence exceeds 10 years.

2. Credit card

Divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay.

Credit card is interest-free.

The longest interest-free repayment period is 56 days.