The Pudong Development Credit Card sent a text message saying that the credit limit is reduced, which means reducing the credit limit of the credit card; freezing means freezing the normal use of the credit card.

1. Reasons for credit card reduction:

① The existing authorization limit is too much;

② The credit card is overdue;

③There are irregularities such as cashing out on credit cards;

④Adjustment of personal financial resources.

2. A frozen credit card can be unfrozen under certain conditions. Please call the credit card customer service center for processing:

① If the credit card is frozen due to an overdue credit card, the overdue amount should be settled as soon as possible. After paying off the credit card balance, the cardholder can call the bank's credit card customer service center and explain the situation. Under normal circumstances, the bank will unfreeze it. After this, the cardholder must repay on time every period to avoid causing further problems. Overdue, because overdue credit cards will be included in the personal credit system. Too many overdue times will affect future loan applications.

② If the credit card is frozen due to credit card cash-out, it depends on the situation. If it is not a subjective cash-out, but a cash-out that the bank mistakenly believes, the cardholder can call the bank's credit card customer service center to explain the situation and apply for a credit card. thaw.

③ If the credit card is frozen due to credit card fraud, the bank will generally unfreeze it after the fraud is resolved.