1. The basic information of the applicant does not meet the requirements for handling.

Including incomplete materials or documents inconsistent with the application information. However, if your application form is completed completely, but the approval is still not passed, it is likely that your comprehensive conditions do not meet the criteria for banks to apply for credit cards, such as non-local household registration and irregular comprehensive conditions, non-local household registration and non-standard self-purchased housing, non-compliance with regulations and posts, no job and no stable source of income, and the applicant is artificially restricting the application for employees in the industry. If the application is rejected for many times, please consult the bank customer service for details.

Second, the applicant's personal credit report is unqualified.

There are the following possibilities: the applicant applies repeatedly, the applicant company can't find this person, the applicant leaves his job, the applicant works part-time, the applicant's job changes frequently, and the applicant's income is unstable.

You can consider it comprehensively, and I suggest you try to apply in another bank.