1, individual registered customers and corporate customers can modify the certificate password in online banking; If the customer's certificate is invalid due to the wrong password, you can go to the registered bank to go through the formalities of reissue the certificate.
2. Any operation using the customer's certificate and password will be regarded as the customer's own operation. The customer shall properly keep the customer certificate and password, and the customer shall be responsible for any disputes or losses caused by improper storage or password disclosure.
3. If the customer certificate is damaged within the validity period of the customer certificate, it shall be reissued in time, and the economic losses caused before the update takes effect shall be borne by the customer. The customer certificate is valid for one year, and it will be invalid after expiration. If customers need to continue to use it, they should go through the renewal procedures in time.
Extended data
The role of digital certificate:
1, information is confidential.
Business information in the transaction needs to be kept confidential. If you know the account number and user name of the credit card, it may be stolen. If competitors know the order and payment information, they may lose business opportunities. Therefore, in the information dissemination of e-commerce, there are generally encryption requirements.
2. The certainty of the trader's identity
The two sides of online transactions are probably strangers, thousands of miles apart. In order to make the transaction successful, first of all, we must be able to confirm the identity of the other party. For merchants, it is necessary to consider that customers can't be fraudsters, and customers will worry that online stores are not fraudulent black shops. Therefore, it is the premise of the transaction to confirm the identity of the other party conveniently and reliably.
3. There is no denying it
Due to the ever-changing business environment, once the transaction is completed, you can't refuse. Otherwise, it will inevitably harm the interests of one party. For example, when ordering gold, the price of gold is low, but after receiving the order, the price of gold rises. If the receipt can deny the actual time of receiving the order, or even the fact of receiving the order, then the orderer will suffer losses. Therefore, every link in the communication process of electronic transactions must be undeniable.
4. It cannot be modified
Transaction documents are not modified, such as the gold order above. When the supplier received the order, he found that the price of gold rose sharply. If the contents of the document can be changed, the order number will be changed from 1 ton to 1 gram, which will greatly benefit, and the ordering unit may suffer losses. Therefore, in order to ensure the seriousness and fairness of transactions, electronic transaction documents should also be irreversible.
Baidu Encyclopedia-Measures for the Administration of Online Banking of Agricultural Bank of China