Credit card statements can be retained for five years, and a few banks will retain records for more than five years. The actual regulations of the card-issuing bank shall prevail.

If users want to check transaction records, they can generally only check those within five years. If they are older than five years, they need to go to the bank counter in person to check. If you use online banking or mobile banking to query, you can query bill information for up to one year. Users can choose a suitable query method according to their own needs.

What are the advantages and disadvantages of credit cards?

The benefits of credit cards are: you can overdraft when you need funds, you can enjoy discounts when using credit cards, and consumption points can be redeemed for corresponding products. Users should maintain good consumption records when using credit cards , this can increase your credit card limit and facilitate loan application.

The disadvantages of credit cards are: when using a credit card for shopping, the repayment amount is easier to accumulate, but it is difficult to concentrate on repayment, and corresponding handling fees will be charged for credit card cash withdrawals.