What should I do if my Minsheng Bank credit card is frozen? Urgent,

Reasons for freezing, generally there are the following reasons for freezing:

1. Overdue credit card:

If the credit card is frozen due to overdue credit card Overdue amounts should be repaid as soon as possible. After paying off the credit card balance, the cardholder can call the credit card customer service center of the issuing bank to explain the situation. Under normal circumstances, the bank will unfreeze it, and then the cardholder must repay on time every installment to avoid overdue credit cards again.

2. Credit card cash-out:

If it is not a subjective cash-out but a cash-out that the bank mistakenly believes, the cardholder can call the credit card customer service center of the card-issuing bank to explain the situation and apply for unfreezing of the credit card.

3. Credit card fraud:

Credit cards that are frozen due to fraud will generally be unfrozen by the card-issuing bank after the fraud is resolved.

Extended information:

Taboos in using credit cards

1. If you submit information through an intermediary, your card will be blocked directly if there is any suspicion.

2. Repeated operations at the same POS machine for several months.

4. The limit of a card is 10,000, and it can be swiped out at the POS machine as soon as it is activated.

5. The same card is used on the same capping machine on a fixed date every month, occupying bank funds.

6. There are transactions beyond normal business hours, such as merchants in the wholesale market having transactions after get off work hours.

7. Use Alipay to pay too much in a short period of time, such as CITIC’s maximum single transaction is 1,000, multiple transactions are 998,995,899,999 and similar figures.

8. The credit card has been in a state of being empty for a long time. For example, if the repayment date is rounded up in a short period of time, the rounded number comes out, and there is no record of card swiping at other times or less than 2 transactions. If the background system is operated like this for several months, it will be a problem. can be detected.

9. Credit card payments are overdue multiple times.