No need.

If the credit card is recycled, it means it has been cancelled, and there will no longer be an annual fee. The annual fee will only be charged annually if the credit card is not cancelled. The user's card is exempt from the annual fee for life. Regardless of whether the card is canceled or not, the system will not deduct the annual fee. As for the annual fee incurred during the cancellation period, the user must pay it off, otherwise the card will not be canceled successfully.