First of all, the bank credit card center will make inquiries through telephone and personal credit information system. So there will be an investigation.

Two. Credit card process of CITIC Bank:

(1) Copy of the applicant's ID card (main card and supplementary card);

(2) Work certificate: a copy of the work permit/license indicating the name of the applicant's work unit, my name and photo, or the original work certificate issued by the personnel department of the unit;

(3) Proof of address (provide one of the following options): original bills such as water, electricity, gas and fixed telephone. In the nearest residence.

* Providing the following information can increase the credit limit:

(1) Copy of the title certificate of the credit card applicant;

(2) A copy of the annual motor vehicle driving license of the credit card applicant;

(3) A copy of the time deposit certificate of Shenzhen Development Bank of the credit card applicant;

(4) A copy of the intermediate title or other professional qualification certificate of the credit card applicant;

(5) Credit card applicant's income certification documents: including the copy of recent income tax withholding certificate, the copy of recent salary passbook issued by the bank, the original payroll, etc.