Frequent use of pos machines for large cash withdrawals, especially cash withdrawals by capping machines, has made UnionPay doubt your credit. Agricultural Bank of China will reduce your credit card limit, and in serious cases, it will directly close the card.
2. Repeated overdue repayment:
The solution is to repay in full as far as possible, or you can repay in installments and call customer service to ask for thawing. In this way, the amount may be reduced, but if there are not many overdue times, the general customer service will unfreeze.
3, two clear POS machine setting code, jump code.
At present, the market is full of second clearing machines. Because some of them adopt the big merchant model, the consumption records of credit cards are in a state of chaos! For example, if Zhang San lives in Guangzhou, he spends 100 yuan in a store, and the registration information of the Qing Er POS machine used by the other party in the Agricultural Bank may be in another city. Once Zhang San spends money on the second-clearing POS machines of other merchants' classes that day, if he encounters the same situation, there will be credit card records in several different cities within one day, which is very easy to be monitored and seized by the Agricultural Bank of China!
4. Be sure to swipe your card within the business scope. The risk prevention of Agricultural Bank is very sensitive.
5, often online consumption, because the online consumption of ABC has no profit. I hope I can help you!