Hengshui Bank.

The credibility of Hengshui Bank is higher than that of rural credit cooperatives. As a state-owned commercial bank, Hengshui Bank has a more reliable reputation and higher service quality under state supervision; while Rural Credit Cooperatives are directly managed by local governments, and their reputation is not as reliable as Hengshui Bank.

Hengshui Bank is a joint-stock commercial bank renamed and established on the basis of Hengshui Commercial Bank with the approval of the former China Banking Regulatory Commission. It has successively experienced Hengshui City Credit Union, Hengshui City Credit Union, etc.