1. Can I get a loan with a credit card from a rural credit cooperative? What are the requirements for a loan?

If you want to get a loan from a rural credit cooperative, inspections have been very strict recently, and credit loans are generally not granted. Since your loan amount is small and you can't get it with a mortgage, you can try a secured loan.

Are you a full-time undergraduate student who graduated within the past 2 years? If so, you can contact the loan officer of the local credit union to inquire about whether there is a support project for college students to start their own businesses. Because we have this project, you only need to provide your guarantor’s employment certificate or property certificate, and the guarantor does not have loans or substitutes. If you have a personal guarantee and good credit in the People's Bank of China credit system, you can relax the requirements appropriately. Compared with other general loans, the interest rate is more favorable, and the loan can usually be disbursed in 3-4 days.

2. Can I get a loan with a credit card from a rural credit cooperative? What are the conditions for a loan?

Hello, if you are in urgent need of money, you can consider taking out a loan to relieve the stress, and at the same time, you should do what you can. There are many ways to apply for a loan now. You can apply for a bank loan through mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform to protect your personal interests and information security.

It is recommended that you use Duxiaoman Financial Youqianhua, which is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua). The big brand is reliable and has low interest rates and is trustworthy. Du Xiaoman Financial has money to launch a consumer credit product for individuals. The maximum loan limit is 200,000 (click on the official amount), and the daily interest rate is as low as 0.02. It has the characteristics of easy application, low interest rate, fast loan, flexible borrowing and repayment, and interest rate. Features include transparent fees and strong security.

Share with you the application conditions for Duxiaoman Financial Money: Mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Duxiaoman Financial Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply. Please borrow appropriately according to your needs. For specific product-related information, please refer to the actual page of Duxiaoman Financial APP.

This answer is provided by Du Xiaoman Financial Youqianhua. I hope this answer will be helpful to you.

3. Can I get a loan from a rural credit cooperative’s credit card? What are the conditions for a loan? Loans are available

Conditions for buying a house:

1. The buyer must wait for proof of identity;

2. With a foreign household registration, a family can buy a house in Guangzhou Residential residence, and must provide social security or tax bills for three consecutive years (36 months) within five years;

3. Whether it is a new house or both, you can only purchase one set;

4. The home buyer must have a down payment equal to 30% of the total purchase price;

5. The home buyer’s family members must have no record of purchasing a home in other places;

6. If the home buyer has been in other places before If you have bought a house, you need to pay according to the regulations for the second house. If the loan for the house has been paid off, you can still pay according to the regulations for the first house;

7. The home buyer must have good credit, stable income, and a certain level of finance. repayment ability;

8. Other conditions stipulated by relevant departments.

Would it be easier to get a loan if you have a housing provident fund? My job is stable, will I need a mortgage or guarantor?