Only credit cards have an expiration date, while debit cards generally have no expiration date. If they are not used within 3 years, they will be automatically canceled.

In order to further prevent the risk of magnetic stripe card transactions, improve the security of bank card transactions, and at the same time, in accordance with the relevant requirements of China UnionPay, make it more convenient and secure for cardholders in all countries and regions that have opened UnionPay card acceptance business. For local card consumption, our bank is scheduled to upgrade the security system for domestic and overseas transactions of all Beijing Card series bank cards from December 30, 2007.

All our bank's series of cards named "Bank of Beijing" comply with the above new standards. In order to ensure that your transaction proceeds smoothly, if you hold a Jingka card of our bank with a name other than "Bank of Beijing" (i.e. "Beijing Commercial Bank"), please go to our bank's business outlets as soon as possible and our bank will assist you. Change to a new card named "Bank of Beijing" for free.

For cards with names other than "Bank of Beijing" that have not been replaced, the cards will cease UnionPay's domestic and overseas inter-bank transactions and our bank's ATM and POS transaction service functions from December 30, 2007. If the card number changes after the card is replaced, please go to the relevant unit to complete the card number change procedures in a timely manner for all businesses associated with the original card. The Bank will not be responsible for any problems that arise due to failure to change the card number in a timely manner.

How long does it take to reissue a lost bank card in Beijing:

It takes seven working days to reissue a lost bank card and costs about 20 yuan. The process of replacing a lost bank card. To report the loss of a bank card, you need to pay a service fee of 10 yuan. You can first report the loss verbally over the phone to ensure the safety of the account funds. Then go to the bank business hall and fill out the loss report application form. After the loss report is successful, get the receipt and keep it properly. .

Reporting the loss will officially take effect after seven days. Go to the bank with your ID card to handle the card replacement business: Go to the bank with your ID card and the loss report receipt; line up to get a number; when the number is called, give the teller the information needed to replace the bank card. ; Wait a moment, enter the new card password, and sign the business confirmation form; pay a production fee of 5 to 10 yuan, different banks charge different fees; get your ID card back and get the new bank card.