1. The minimum repayment amount refers to the minimum monthly repayment amount of the credit card, which is generally 10% of the bill amount of the current month, and will be displayed on the credit card bill of the current month.

2. For example, after the bill comes out, it costs 10000, so the minimum repayment amount is 1000. If you can't pay off in one lump sum in the current period, you can pay off the minimum repayment amount on time before the final repayment date without affecting your personal credit. But the unpaid part will be charged with interest, which is generally 0.05% per day.