There are many channels to apply for a credit card online. In addition to the common credit card applications in official website, you can also apply through some third-party platforms, such as Alipay, WeChat and QQ. What I want to introduce to you today is how to apply for a credit card through QQ. Let's have a look.
In fact, the method of applying for a credit card on QQ is similar to Alipay. Generally, you can only apply for the credit card of the bank that cooperates with QQ, or some QQ co-branded cards, such as the QQ card of CITIC Bank.
Applying for a credit card in QQ has many advantages, because you are applying for a co-branded card, and your QQ number will be printed on the card surface. In addition, you can also enjoy the original price discount when you use the applied credit card to buy QQ-related products, QQ members, QQ yellow diamonds, green diamonds and red diamonds.
How to apply for a credit card on QQ?
1. Open mobile QQ and find QQ Wallet-Account-Apply for Credit Card in the personal center on the left.
2. Click Apply for Credit Card, and the application interface will pop up. On the application interface, there is only "CITIC Q enjoys the card". Click to agree to the relevant agreement, and enter the basic information filling page.
3. Personal information can be obtained by directly taking a photo ID card or manually filling in personal information. Filling in the basic information is basically the same as checking the household registration book. It's really troublesome, there is no way. These are all needed by banks.
4. After confirming the information in the last step, submit it and wait for the bank to review it.
How many credit cards can I get on QQ?
The approval of qq credit card limit is generally related to the information you provide, such as your occupation [civil servant/private enterprise], income, personal property, personal property, car, etc. ] and personal credit status. So this amount is not necessarily, mainly depending on the characteristics of users.
By the way, the conditions for applying for a credit card on QQ are relatively relaxed, as long as the following three points are met:
1, age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old;
2. Job requirements: have a stable work unit, income and fixed residence;
3. Credit requirement: no bad credit record (how to establish a good credit record)
What level does ABC QQ credit card belong to?
The full name of ABC QQ Credit Card is Jinsui QQ Co-branded IC Credit Card, which is a gold card with golden English letters on its face. However, the special feature of this card is that the maximum amount is 200,000 yuan, and the general gold card amount is 1 0-50,000 yuan. The card can be applied all over the country, but if it is applied through online channels, the amount of the card will be relatively low.
To run a card online, you can submit proof of financial resources, so that the bank will think that the user has enough repayment ability and give the credit card a higher credit line.
For more information about the level of ABC QQ credit card, please visit: See More.
What is qq credit card?
It is a QQ series co-branded credit card launched by the bank, which belongs to the category of theme cards.
This card has some exclusive rights: exclusive gifts, exclusive promotions and exclusive credit card functions.
For example: Industrial QQVIP card, the exclusive credit card function is: free of the handling fee for the first cash withdrawal transaction in each billing month.
What is this equivalent to?
It is equivalent to the first cash withdrawal with Xingye QQVIP card every month, free of charge. All bank credit card withdrawal fees are 1%-3%, Industrial Bank withdrawal fees are 2%, and the minimum fee is RMB 20 or USD 2. (Investment transportation: withdrawal fee 1%, minimum income 10 RMB or 1 USD).
The withdrawal limit of all bank credit cards is 2000 yuan/day, and the excess will be withdrawn the next day.
That is to say, if the money is urgently needed and the withdrawal amount is sufficient, and the money cannot be repaid for the first time every month by Xingye QQVIP card, the principal and interest will be paid off in 10 day, that is, 2000×0.0005× 10 yuan. It took 10 days to pay back 20 10 yuan.
What is QQ credit card?
Tencent, China CITIC Bank and China UnionPay announced the launch of four QQ sports series credit cards. The theme patterns adopt the fashionable sports images such as Taekwondo, rhythmic gymnastics, windsurfing and football. The original naive penguin turned into a sportsman, endorsing the colorful mainstream life of a new generation of Internet users who pursue sports, health and fashion.
What's the use of QQ credit card?
Credit cards that can be given to QQ members are generally QQ co-branded credit cards, such as:
1, the QQ credit card of CITIC Bank. If you apply for a credit card, you will have the opportunity to get the QQ membership function.
2, China Merchants Bank QQ co-branded card, will also give a 3-month QQ member.
Take the QQ credit card of CITIC Bank as an example:
1, QQ members can enjoy 3 times points for online shopping and credit card swiping, and the highest points for all transactions in the birthday month are 5 times. QQ member users can enjoy this privilege after binding.
Brush the user information for the first time within 2.60 days, and open the member within two weeks after the first brush (any page is valid), and you can enjoy the membership reward for up to 7 months.
3. Every Wednesday and Saturday, CITIC Credit Card holders can enjoy 50% discount/buy one get one free discount at Haagen-Dazs, cashier KTV, Siyanli, Eagle Golf and CITIC Bookstore.
Let's not talk about the launch of qq credit card.