Nowadays, many people are used to using credit cards. Some users ask if credit cards can be bound to WeChat Alipay consumption? Is this a credit card? Then let's briefly talk about related issues. I hope everyone will find it helpful after reading it.
1. Can a credit card be bound to WeChat Alipay?
You can bind WeChat Alipay for consumption, because most of the consumption scenarios are direct code scanning payment, and it is rare to directly swipe your card with a credit card entity card, so it is ok for users to bind payment platforms, such as Alipay platform, WeChat platform, JD.COM platform, etc., and merchants can directly select the credit card channel and scan the QR code when paying.
As for how to bind the payment channel, take WeChat card binding as an example. Users log on to their own WeChat, find "Bank Card" in "My Wallet", click Add, add the credit card they want to bind, and fill in relevant information.
Second, is it a credit card?
It is a credit card that is bound to WeChat or Alipay. The fee is counted as the number of credit card swipes, and you can also reduce the annual fee and enjoy the activities of the card bank. At the same time, there are some differences, for example, it is more convenient to tie the card without signature; Card-tied consumption can enjoy the additional benefits of the payment platform; The cost of tying a card is different from that of directly swiping it, and so on.
The above is about "credit card can be bound to WeChat Alipay consumption, so is it a credit card?" The answer. Generally speaking, credit cards can be bound to third-party platforms for consumption, which is also a normal number of swipes.
I would like to ask if WeChat is paid by credit card?
1, WeChat payment by credit card is a credit card, but it doesn't necessarily have a point of consumption. The specific situation depends on the bank's regulations.
2. After all, some banks don't require the form of consumption, as long as the number of swipes is reached. As for how to swipe your card, you can pay online or offline. In addition to online consumption, WeChat payment can also be consumed offline, which is also the number of swipes.
But some banks require merchants to have points. At present, only ten banks have points in WeChat payment: China Merchants Bank, Agricultural Bank, Industrial and Commercial Bank of China, Ping An Bank, China Everbright Bank, China CITIC Bank, Shanghai Pudong Development Bank, China Guangfa Bank, China Bank and Bank of Communications.