It is not necessary to apply for a credit card from a bank to get a loan. \x0d\ Based on the current situation, we know that for general loans, you do not need to apply for a credit card from this bank. After the loan is successfully applied for, the lender only needs to repay the monthly payment on time every month. The method of repaying the loan is usually transfer. Deduction, that is to say, the lender puts his repayment amount into the loan card, and the bank or other lending institution will deduct the payment within the agreed repayment time. Only the lender applies for a credit card to purchase a car in installments. This type of For a loan, the bank requires the borrower to apply for a credit card from the bank. \x0d\ When you apply for a mortgage or mortgage loan at a bank, the lending bank will have a series of bundled sales behaviors, requiring you to apply for a credit card, and open both the lending account and the repayment account with the lending bank. This is a link to the bank's tasks. promotion strategy. \x0d\　You can refuse the bank's request to apply for a card. If the bank insists on coercing the customer to apply for a card, you can complain to the local banking regulatory department.