How can China Merchants Bank's VISA credit card apply for a ChargeBack for unauthorized transactions?

The situation you mentioned is in China, and the losses can only be borne by the cardholder himself.

At present, some types of cards introduced by some banks have the function of compensation, but you should notify the bank to report the loss as soon as the card is lost. You can claim compensation from the bank for transactions that occur within the time after the notice.

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What does it mean that the online payment order provided by China Merchants Bank credit card exceeds the merchant limit?

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I have multiple credit cards. If I swipe my card at the merchant at the same time, will it be recognized?

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