First, introduce the annual credit card fee.
People who haven't had a credit card should be surprised. Why do credit cards have to pay an annual fee? There is no need to pay an annual fee for the savings card. Actually, it's not like this. Even if you do a savings card, you have to pay a handling fee, which is the card opening fee. Credit card annual fee rules refer to some corresponding provisions of credit card annual fee. Before the cardholder is activated, the bank may not charge an annual fee for the credit card. However, most people are ignorant of the various rules for handling annual credit card fees in different banks. Generally speaking, the annual fee for credit cards is mostly around 100 yuan, and some banks stipulate that the annual fee can be waived by swiping the card three times a year.
Second, do you need to pay an annual fee for a unified credit card?
First, you should make sure whether your credit card has been used. If your credit card has been used, you must pay an annual fee, which is the bank's rule. You can check the regulations of your credit card bank on the annual credit card fee, because some banks charge the annual credit card fee, but some banks stipulate that you can pay the annual credit card several times a year or spend enough money without paying the annual fee. If your credit card has never been used, you don't need to pay an annual fee, because there are regulations in the country that banks are not allowed to charge an annual fee until the cardholder activates the credit card.
Third, summary.
Therefore, the credit card run by the school has to pay an annual fee if it is used, and there is no need to pay an annual fee if it is not used. This is just a general rule, and the specific rules depend on the regulations of credit card banks on the annual fee of credit cards. After all, every bank charges different annual fees for credit cards. Therefore, if you want to know whether it is necessary to pay an annual fee for the credit card run by the school, you can consult the customer service of the credit card bank and ask the customer service, which will help you solve it.