Construction Bank credit card can be repaid in installments.
Currently, CCB has six types of installment businesses: car purchase installment, decoration installment, merchant installment, consumption installment, bill installment and cash installment. Car purchase installment and decoration installment refer to buying a car and renovating a house in installments, and merchant installment refers to the installment business. Conduct installment transactions with merchants that cooperate with CCB. Cash installment means withdrawing cash from a credit card and then repaying it in installments. Consumption installment means applying to the bank for installment repayment of consumption before the bill date. Bill installment means applying to the bank for installment repayment after the bill is issued.
The CCB credit card installment application method is as follows:
1. CCB credit card SMS application for installment. Use the mobile phone number reserved with China Construction Bank, edit the text message "CCZZ#last 4 digits of card number#amount#issue" and send it to the official phone number of China Construction Bank to apply for installment repayment.
Operating environment:
Brand model: Xiaomi 12Pro
System version: Android 11 MIUI 13
App version: v5.6.7. 001
2. CCB credit card mobile banking installment. Enter "CCB Mobile Banking", click "Credit Card" - "Bill Installment Application" and fill in the information as prompted.
Operating environment:
Brand model: Xiaomi 12Pro
System version: Android 11 MIUI 13
App version: v13.2.0. 10
3. CCB credit card online installment. After logging into the official website of China Construction Bank using Baidu browser, personal online banking users select "Credit Card Inquiry" - "Select Card Number" - "Query Issued Bills" - "Apply for Bill Installment".
4. CCB credit card telephone installment. To apply by phone, call the CCB credit card customer service hotline, enter the card number and follow the prompts.
China Construction Bank credit card can be divided into up to 24 installments. Construction Bank credit card installments include: bill installments, cash installments, car purchase installments, and consumption installments. The installment handling fees for these four installments are different. The installment handling fees As follows:
1. Construction Bank credit card cash installment rates: 0.81 for 3 periods, 0.75 for 6 periods, 0.75 for 12 periods, 0.75 for 18 periods, and 0.75 for 24 periods.
2. Construction Bank credit card bill installment rates: 0.75 for 3rd period, 0.70 for 6th period, 0.65 for 10th period, 0.60 for 12th period, 0.60 for 18th period, and 0.62 for 24th period.
3. The installment rate for car purchases with China Construction Bank credit card will be determined based on the car dealer and model you choose.
4. Construction Bank credit card consumption installment rate: 0.70 for 3 periods, 0.60 for 6 periods, 0.6 for 10 periods, 0.60 for 12 periods, 0.60 for 18 periods, and 0.60 for 24 periods.