Current location - Trademark Inquiry Complete Network - Overdue credit card - I drive my own truck and earn a fixed income of about 5,000 a month. Can I apply for a credit card?
I drive my own truck and earn a fixed income of about 5,000 a month. Can I apply for a credit card?

Your situation should be classified as self-employed. Without a work certificate, it will be more difficult to apply for a credit card, but it is not impossible to apply.

To apply for a credit card, you need to meet the following conditions:

Applicants must be between 18 and 60 years old, have a stable job and income, and the necessary application documents are a copy of their identity certificate and Employment certification documents, and if you can provide other financial support documents, it will be more helpful for the bank to understand your personal situation and determine your credit limit.

The information that needs to be provided to the bank when applying for a credit card is as follows:

1. Identity proof materials: the common document is the ID card, and military personnel need to provide a copy of the military ID card;

< p>2. Proof of work unit: It can be the original work certificate issued by the unit where you are employed (please indicate the specific company name, department, position and income status, and stamp it with the company seal or personnel seal), or the original has been verified by the promoter Copy of the work ID card with the mark;

3. Proof of personal assets: it can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove the level of financial resources. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.