Hello, your repayment method should belong to bill installment. Bill installment (only holders of business cards or supplementary cards can't apply for it temporarily) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill in monthly installments. You can send a short message, log in to the online bank of credit card or call the customer service hotline 4008205555 to transfer the application to the service specialist. Handling fee per installment = total installment amount × handling fee rate per installment. The minimum handling fee for each installment is 5 yuan, 0.9% for the third installment, 0.75% for the sixth installment, 0.70% for 10 installment, 0.66% for 12 installment, 0.68% for 18 installment and 0.68% for the 24th installment. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. For details, please log on to the credit card website/click "Credit Financing"-"Bill Installment" to estimate the repayment method and handling fee.
If you successfully handle the bill installment business, you can enjoy the interest-free period if you repay in full every month before the due date, otherwise you can't.
(If you have any other questions, I suggest you consult "Online Customer Service" /cmu/icslogin.aspx? from=B
2. If the credit card repayment amount is greater than or equal to the minimum repayment amount and less than the full repayment amount, the default is the minimum repayment amount;
Three, the minimum repayment amount of credit card, the interest is calculated at 0.05%, starting from the day of consumption.
4. What is the minimum monthly repayment amount for China Merchants Bank to withdraw 8,000 yuan?
Usually 10% is the minimum repayment amount, which is 800.
Minimum repayment amount Minimum repayment amount The outstanding balance of the current bill is 65,438+00%. If repayment is made according to the minimum repayment amount before the due repayment date (inclusive), the card issuer shall make repayment according to each payment.
There are two ways to repay credit cards:
1. Full repayment means full repayment before the repayment date, and the overdraft part is repaid without interest.
2. Repayment by installment. After applying to the bank for installment, monthly repayment = overdraft amount/installment fee.