China Merchants Bank’s Refined White is a trap, 8W annual fee is waived and there is no benefit, it is fake platinum

You will definitely be able to buy classic white if you spend so much, 10,000 points will offset the annual fee, birthday is 10 Double points. On my birthday, I can buy some gas cards and shopping cards, which can easily reach 20,000. The limit is not low and it is free. There are many free things such as VIP rooms and insurance. However, this kind of card can only be used in bank VIP rooms, which is a bit useless. But it’s easy to get free points, and it’s worth having.

There is also the ICBC Platinum MasterCard, which waives the annual fee of 2,000 for spending 200,000, and comes with a PP card, which is a must-have for travel and can be used to enter airport VIP rooms, but this card is your best choice. Go buy an ICBC financial management service of more than 50W, otherwise it may not be possible, and the credit card amount is a bit stressful unless you are the main swipe

The platinums of other banks are similar. Now many banks have AE platinum, but don’t use it. The discounts are similar to those of VISA

To add, for CMB Classic White, you must get the 10 times points on your birthday, otherwise you will have to get 250,000 to get free of annual fees. . . . . . Relatively speaking, it’s not worth it. China Merchants Bank’s cards are indeed the most beautiful