JD.COM launched its own financial management tool, Jingdong Financial Digital Gold Card, which can be regarded as introducing the physical bank in JD.COM on the model of Yu 'ebao. It not only has the function of a bank card, but also can manage money like Yu 'ebao, which is equivalent to a bank card that can manage money automatically.
Digital Gold Card is highly bound with JD.COM Mall and Jingdong Finance, which has certain security risks.