But you don't have to worry. Not everyone can apply for a credit card of CCB. It can explain several problems: first, you have a good unit, state-owned enterprises, civil servants, institutions and so on. Second, your card has more transactions in the bank, which is financially guaranteed; Third, your credit is not bad.
Finally, it doesn't matter whether you accept a credit card or not. The credit card is sent in an envelope, which contains a card and a leaflet. There is no personal information about you, so don't worry about personal information disclosure.
If you don't make a phone call, the credit card is a plastic card and can't be used. Will not affect personal credit.
If you want to use it, you must call to open it. Credit cards have many advantages. You might as well take one.
The rise of the bank's small shuaiguo empire