If you already have an ICBC Lucky Card, you can apply for another one, which can be used as a supplementary card. The approved amount depends on proof of income and the unit where you work. ICBC credit cards are the most widely issued credit cards in China.

At present, the main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Wei It includes business card, Peony MasterCard and Peony Express card; according to the credit level, it is divided into: platinum card, gold card and ordinary card; according to the issuing object, it is divided into business card and personal card.

Extended information:

Notes on ICBC credit cards:

1. International card loss reports cannot be processed through online banking. Please make a formal loss report through telephone banking. .

2. All types of bank cards and accounts (except international cards) can be reported online for loss through online banking. This type of loss report is temporary and is generally valid for 5 days. To ensure the safety of your funds, please Go to an ICBC business outlet to complete the written loss reporting procedures within five days. Expired loss reports will become invalid.

3. After reporting the loss of the registered card, our bank will stop the business with the card, such as ATM cash withdrawal and POS consumption, etc., but the card will retain the function of entering online banking. Money-link cards and Elite Club account cards cannot conduct account inquiries, transfers, payments, etc. on the card or sub-accounts linked to it in online banking; credit cards, debit cards, and business cards can conduct account inquiries in online banking, but cannot make transfers or payments. and other functions.

4. After reporting the loss of the linked account, our bank will stop the business handled with the account, such as cash withdrawals; after reporting the loss of the linked card, our bank will stop the business handled with the card, such as ATM cash withdrawals and POS consumption, etc. .

5. After reporting the loss of Peony credit card and Peony credit card through telephone banking, the loss report will be valid for a long time. After reporting the loss, customers must go to our bank's Peony Card Center to report the loss in writing before they can apply for a card replacement.

6. We can only temporarily report the loss of our bank’s wealth management gold cards, transportation cards, money cards and passbooks through telephone banking. After applying for temporary loss report, customers must go to our bank's business outlets to go through formal loss report procedures within five days, otherwise the temporary loss report will automatically become invalid after five days.

Features of ICBC credit cards:

1. Fully realize paperless transactions.

Most of the bills and documents used in the past were replaced by electronic checks, electronic money orders and electronic receipts; the original banknotes were replaced by electronic money, that is, electronic cash, electronic wallets, and electronic credit cards; the original paper The mailing of quality documents becomes transmitted through the data communication network.

2. The service is convenient, fast, efficient and reliable.

Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use online banking services whenever you need them, without being restricted by time or region, that is, realizing 3A services (Anywhere, Anyhow, Anytime).

3. Low operating costs.

Because online banks adopt virtual reality information processing technology, online banks can reduce the number of business points without reducing the original business volume.

4. Simple and easy to use.

Baidu Encyclopedia-ICBC Credit Card