Who can make more money by swiping? The credit card is set against you. There will be card fees when you use it. Secondly, there will be card swiping fees. Thirdly, there will always be times when you fail to pay the installment, then interest will come, and that is high interest! Fourth, if you haven't done it yet, you are a breach of trust.

Credit cards are a scam, did you know that? If you don’t believe it, listen to what Lao Liang said about the festival. Listen to what he said.

For example, some people hold dragon-slaying knives, but they will only be hunted down by people all over the world; some people hold dragon-slaying knives, but they can command the world.

The knife is always the same knife, but the person holding the knife varies greatly.

The same is true for credit cards. If you are good at using credit cards, credit cards will be even more powerful for you; if you only use credit cards to eat, drink and have fun, credit cards will be poison that breaks your bones and sucks your marrow.

In my opinion, people who are good at using credit cards often have two very obvious characteristics.

First, there are ways to make money. A very useful thing about credit cards is that you can use funds within the credit card limit at no cost and can be used for up to 52 days. If you are a small commodity buyer, or have other businesses with billing periods within 52 days, swiping a credit card allows you to use these funds for free. And the more you use, the higher your credit card limit will be. The highest limit I have seen for a person is 2 million. And when you have 2 million readily available funds, there are not many opportunities to make money.

The second is strict self-discipline. Credit cards are toxic and highly addictive. In my opinion, the reason why some people can get better and better is because they are constantly repairing their own flaws, making up for their own shortcomings, and then continuously accumulating their own strength through hard work accumulated over time. People who lack self-discipline and are indolent are like bamboo baskets with holes everywhere. No matter how much they try to fetch water, it is all in vain.

What’s more serious is that credit cards will further encourage people’s desires, making people spend money uncontrollably and eventually become slaves to desires. When you look back, you suddenly realize why you owe so much debt? !

Therefore, although credit cards are good, it depends on your ability to control them.

If you don’t manage your finances, your finances will not care about you.

I am ashore in 2019. I finally don’t have to rely on credit cards to live my life. I came into contact with credit cards in 2010, and I have been relying on credit cards ever since. Most of the reason is that there is not enough money to spend and you can't control your own hands. I just buy something when I want to, without any plan.

At most, there are 4 cards in hand. ***The total credit limit is about 300,000. The left hand turns to the right hand, tearing down the east wall to make up for the west wall. I really don’t know where the money went. As I grew older, I realized that I really couldn’t go on like this.

Just observe the people around you who also rely on credit cards to live their lives. People are already using credit cards to make money, save money, and make money. All the money in the card was withdrawn and invested in small loans. Those who stopped early made money. Use your credit card to purchase discounted products and then dump them out to sell. Use credit card points to get bank gifts. In short, I use my credit card to its maximum value.

Later, I also invested in small loans, and within a year, I no longer had to spend any money on my credit card. Later, when I had a little balance in my hand, I gradually canceled a few credit cards. Now everyone must not invest in small loans, there are too many thunderstorms. I can use it now, and I feel comfortable using credit cards and not using cash or my own balance. Your own money earns interest on financial products. Although it's not much, no one gives a dime for free. Only by managing your wealth with a plan can your wealth appreciate.