You can't withdraw the provident fund by credit card. The receiving bank card must be a debit card. If it is a first-class account bank card, you can withdraw the provident fund in full. If the receiving bank card is not a first-class account, the Provident Fund Center may require the receiving bank card to upgrade its account level before withdrawing it.

Provident fund withdrawal filing standard:

1, deposit time standard: individuals need to deposit in the provident fund account for a certain period of time, for example, in some areas, individuals need to deposit for at least 6 months before withdrawing the provident fund;

2. Deposit amount standard: individuals need to deposit a certain amount in the provident fund account. For example, in some areas, individuals need to deposit at least the minimum deposit amount stipulated by the local provident fund management center in order to withdraw the provident fund;

3. Extraction criteria: individuals need to provide corresponding certification materials to prove the reasons for the extraction of provident fund, such as buying real estate, medical assistance, renting loans, etc.

4. Other criteria: There may be other criteria for filing a case in different regions or provident fund management centers, such as age requirements and housing property rights grade requirements.

To sum up, the requirements of different regions and banks may be different, so it is best to know the local policies and regulations before withdrawing the provident fund.

Legal basis:

The "Regulations" of People's Republic of China (PRC) housing provident fund management twenty-fourth.

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.