How many days does it usually take for a credit card to arrive
If the bank uses registered mail to mail the credit card, it usually takes about 7-15 days to receive it. If the bank mails it via EMS, it usually takes 3-4 days to receive it.
Credit card mailing inquiry method:
1. Website inquiry: You can check the registered mail information on the China Post website. The postal parcel inquiry is selected here. For express delivery, choose Global Post Express to check.
2. Telephone inquiry: You can call China Post’s hotline for mailing credit card information. The telephone hotline is 11185.
General things to note when mailing credit cards:
1. The time for receiving a credit card varies from region to region, so credit card applicants must wait patiently.
2. If the credit card is mailed to your home and you happen to be not at home at this time, you can call the courier and discuss how to collect the mail. However, it is worth reminding that you must have a credit card when collecting the mail. Only the person’s ID card is acceptable, so the person collecting the card must bring the cardholder’s ID card to collect it.
3. You can use express delivery for mailing credit cards, but you can only choose to use EMS for mailing credit cards. This is the case for every bank. This requires explaining the usage to the customer service staff who approved the card during the application process. EMS, if you apply after the card is approved, this will not work.
4. If the cardholder has not received the credit card 15 days after the card is approved, you can call the customer service staff and ask them to issue another credit card to you.
5. The situation of each express delivery is different. Pay more attention to the notification text message from the bank. The text message contains the registration order or express delivery order number. If you want to know the progress, you can log in to the website to check.
In addition to the above things you need to know, you also need to know the details of each bank. For example, CCB’s credit cards are almost always mailed by registered mail. If they are mailed from Shanghai, the closer they are to Shanghai. , the sooner you receive it. It will take about three working days after the credit card is approved and mailed out. The bank will send you a text message after mailing. It takes three or four days to receive credit cards in areas around Shanghai, and in other areas it usually takes about ten days. If you apply for a China Merchants Bank credit card, the review time will take 10 working days, and the card collection time will be approximately 15 days.
A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Main features
①Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation to a certain extent;
p>
②Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;
③Credit cards are high-tech products that integrate financial services and computer technology.
④Credit cards can reduce the use of cash;
⑤Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;
⑥Credit cards can simplify collection payment procedures, saving social labor;
⑦Credit cards can promote product sales and ++social needs.
How long does it take to apply for a credit card and get the card?
After the credit card application is successful, it will take about 20 days to get the credit card. Different banks have different efficiencies. Specifically, it depends on the time of receiving the credit card. The time shall prevail.
After the card applicant submits the application for a credit card, the bank will first conduct a preliminary review of the information. The review time is within 7 working days. After passing the preliminary review, the card applicant's information will be handed over to the credit card center for processing. Final review. If the final review is passed, the card applicant will receive a text message notification. The review process usually takes about 15 days.
After the credit card is approved, it will take about 3 days to produce the card. After the card is produced, the card will be sent out. The logistics time of the card is about 7 days, so the user can receive it in about 10 days after the approval. card. However, when the card has special craftsmanship, or the user's card collection address is in a remote area, the time for the user to receive the card will be postponed.
As long as the card collection address provided by the user is accurate and there are no problems with logistics, the user can finally receive the card successfully.
How long does it usually take to receive the credit card?
Hello, if you apply for a China Merchants Bank credit card, it usually takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. If you do not get the review result for a long time or if you do not receive the card for a long time, please call the 400-820-5555 service hotline and select 3# credit card application consultation - 1 application credit card consultation - transfer to manual service for detailed verification.
"If you have other questions, it is recommended that you add "QQ" or "WeChat" for online consultation.
Method 1: Search for "4008205555" among QQ corporate friends and add " "China Merchants Bank Credit Card Center" as a friend;
Method 2: Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center.
For detailed instructions, please click:, thank you for your attention and Support! "
How many days does it take to apply for a credit card?
Credit card application generally takes about 20-40 days and needs to go through credit investigation, review, selection, card production, and registered surface mail ( (It takes 7-15 days) After submitting the card application materials for 10 working days (excluding holidays), log in to the bank's website - credit card - application progress inquiry - ID number - for enquiries, you can also call the bank's credit card customer service for consultation.
However, the application period for each bank is different. If you apply for a Everbright Bank credit card, you can get the card immediately. Of course, this is special and an exception. Credit card applications from other banks generally still have to wait for about 20-40 days. of.
Extended information:
Credit card application methods:
1. Bank branch counters
Going to a bank branch is the most traditional way to apply for a credit card. , the oldest way. The advantage is: filling in the information in detail can avoid a series of subsequent troubles; at the same time, if you have any questions, you can consult bank staff on the spot.
But its shortcomings are also obvious. Since the application information filled out by customers needs to be transferred from the bank branch to the credit card center for review, the approval speed is slow; secondly, you have to queue up at the bank branch, especially when it is overcrowded. At large banks, waiting in line for half an hour or more is common.
2. Mobile stalls
This is also an older method of credit card processing. It is more common in subway stations, large business districts (business districts) and other places with concentrated flows of people.
However, the biggest advantage of applying for a credit card at a mobile stall is that you can get a variety of gifts, ranging from thermos cups and power banks to trolley cases. Most of the gifts are quite practical. Yes, the value is not low either.
3. Online banking
This is the current mainstream credit card application method. You only need to enter various information according to the prompts on the relevant pages of the bank's official website to apply, which is very convenient and fast. Since the entered information will be quickly uploaded to the bank's credit card center, the approval speed is relatively fast. Generally, it takes 5-10 working days to check whether the application has been approved online. Some banks will have results in about 3 working days.
Of course, there are also disadvantages to applying for a credit card through online banking, that is, the credit card issued through this method cannot be activated over the phone or online. In other words, after you get the credit card, you still have to bring the card and valid documents to the nearest card-issuing bank branch for an interview.
4. Mobile terminal
I believe many people are familiar with Zhima Credit Score or JD Xiaobai Credit Card. Generally speaking, Zhima Credit Score is higher than 700 points. Novice credit score is higher than 90 points. Download the Alipay and JD Financial Apps, and after successfully logging in, you can check your credit score, and then find the relevant credit card application page to apply.
However, the types of credit cards that can be processed through this method are very limited, and there are generally no more than 3 card types to choose from. Credit cards issued in this way must be interviewed by the bank before they can be activated.
5. Make an appointment to visit your home
On the whole, making an appointment to visit your home is the best way to apply for a credit card. You can make an appointment through the bank's official website, app or phone. Bank staff will come to your door on time to conduct one-on-one processing. There are a full range of cards to choose from, and you can get answers to any questions you have on the spot. Once you get the card, you no longer need to go to the bank for an interview. You can activate the card by phone or online.
It is worth mentioning that if you want to apply for a credit card, it is recommended to check your personal credit report on Tichacha first, and accurately optimize your credit based on the report, which can effectively improve the approval rate of card application. Do not apply blindly. Avoid being denied a card and affecting your personal credit.
That’s it for the introduction of how many days it usually takes for a credit card to arrive.