1, which makes it more difficult to apply for a new card. The bank will think that you have no intention to use the card, and at the same time, there will be more card use records on the credit report;

2. Some credit cards charge an annual fee even if they are not activated. Failure to pay the annual fee may also lead to overdue credit cards and affect personal credit information;

3. In addition, frequently applying for a credit card without opening it will also have an impact on the credit card limit.