Which GF credit card is better and more practical?

By listing the types of Guangfa Bank credit cards and comparing their functions below, you can see at a glance which Guangfa Bank credit card is better and which Guangfa Bank credit card is suitable for you.

There are 17 types of Guangfa Bank credit cards***:

(1) Guangfa Bank Vitality Credit Card: The discounts are mainly reflected in sports.

(2) Guangfa Bank Intime Credit Card: This card is mainly for fashion elites.

(3) China Guangfa Bank China Economic Huitong Credit Card: 2% cash back when swiping the card to refuel, etc.

(4) China Guangfa Bank Taobao Credit Card: It has unique functions such as “refund by swiping the card” and “refund in consecutive installments”.

(5) Guangfa Bank Ctrip Credit Card: Issued to meet the card needs of business travelers.

(6) China Guangfa Bank Smart Credit Card: Unique IQ300 smart consumption rebate discount,

(7) Guangfa Bank China Eastern Airlines Credit Card: Automatically redeem China Eastern Airlines miles, high-value aviation accident insurance and Travel inconvenience insurance, full card loss protection 48 hours before reporting loss, and interest-free installment payment by "Bianxiangxing"

(8) China Guangfa Bank China Unicom Credit Card: Cardholders can purchase China Unicom products such as iPhones, etc. Enjoy interest-free and handling fee-free installment offers.

(9) GF 7 Days Co-branded Credit Card: It is jointly issued by GF 7 Days Hotel chain, and the discounts are mainly reflected in hotels.

(10) Guangfa Bank Shenzhen Airlines Zunpeng Credit Card: It has functions such as "mileage pre-loan" and "linked account".

(11) Guangfa Bank QQ Credit Card: Guangfa QQ Car Card is mainly aimed at private car owners.

(12) GF Hope Credit Card: Charity aspect.

(13) China Guangfa Bank China Southern Airlines Sky Pearl Credit Card: mainly provides aviation services and financial management services.

(14) Featured functions of China Guangfa Bank’s credit cards: card loss protection, interest-free installment payment by “Bianxiangxing”, mail-order installment payment, overdraft cash withdrawal, etc.

(15) China Guangfa Bank Standard Credit Card: Special features include card loss protection 48 hours before full report of loss, free insurance of your choice, ultra-low minimum repayment amount, ultra-long interest-free repayment period, "Everything" offers interest-free installments, mail-order installments, overdraft cash withdrawals, etc.

The annual fee for the main card: the annual fee for the regular card UnionPay card is 40 yuan, the annual fee for the gold card UnionPay card is 80 yuan

Annual fee exemption policy: annual fee is waived in the first year, and it is waived after swiping the card six times. The annual fee for the Titanium MasterCard Card in the next year is 480 yuan per card. The annual fee is charged in the first year. From the first year, points can be accumulated every year and the annual fee will be waived for half a year after spending 80,000 yuan on the card.

Cash advance limit: 50% of the credit limit

Interest-free period: 20 days to 50 days

Consumption verification method: signature signature password

Revolving credit interest (Daily interest): 0.05% interest is charged every day, the minimum charge is 1 yuan

Consumption SMS notification fee: free notification for purchases above 300 yuan, and the SMS notification function is required for purchases below 300 yuan, and the fee is 3 yuan per month

Which credit card is easier to apply for from Guangfa? These three benefits are great value

Guangfa Bank Credit Card has a wide range of card types, as well as very special promotions, and there are many online outlets, so it is very worth applying. For cardholders, if you want to successfully apply for a card, it is best to choose a credit card that is easier to apply for. Today I will take stock of three Guangfa credit cards with low thresholds and great benefits. Interested friends can consider buying them.

Which GF credit card is easier to apply for?

1. Guangfa True Love Credit Card

A classic of GF Credit Card, the first female-themed credit card in China, it has a good appearance, has a variety of card versions to choose from, and can provide many types of merchants of your choice. Double points, discounts from many big-name merchants, and free premium health insurance for women are irresistible to every woman who likes shopping.

The important thing is that the threshold for applying for a card is low. As long as women have a stable job and income, they can basically apply for a card. However, you must choose a good card level. Those with average qualifications can choose gold cards, and those with strong financial strength. Or if you have a large-denomination card from it, you can try the Platinum Card.

2. Guangfa Car Owner Credit Card

Guangfa Bank’s exclusive credit card is tailor-made for car owners. It can provide rich car owner services. New customers will receive an ETC label when they apply for the card and activate it. You can enjoy a 20% discount on tolls when traveling on the expressway or get up to 15% cash back on refueling. You can also enjoy free 100 kilometers of roadside assistance and high-value accident insurance.

It is also a Guangfa card that is relatively easy to apply for. You have a car in your name, your age meets the requirements, you have a stable job and income, and online approval can be quickly approved. There is basically no problem in getting the card.

3. Guangfa Sharp Credit Card

One of the few credit cards in China that provides cash back for domestic purchases. When spending with the card in designated industries such as department stores, supermarkets and restaurants, the maximum daily cash back is 1%, and 5% cashback for choosing one of three options on Friday, which is suitable for daily household consumption expenses and can save some money.

The threshold is also relatively low, but only new customers can apply for a card for cash rebate. Old customers cannot apply for it unless they cancel all Guangfa cards under their name and apply for a card again after one year.

Which credit card from China Guangfa Bank is worth applying for? You can take a look at these models

Among the many mainstream banks, China Guangfa Bank’s credit card issuance volume has always been high due to its low threshold and many discounts. China Guangfa Bank has a wide range of card types, including many credit cards worth applying for. Here are a few popular credit cards.

1. Guangfa Car Owner Card

Although it is not a new card, the number of card applications has remained high, and it is one of the first choice credit cards for many car owners. Its most attractive feature is that it can customize various service benefits for car owners.

For example, if you make any point-based transaction within 3 months after the card is issued, you will receive free 100 kilometers of roadside assistance services and high-value accident insurance; monthly refueling can provide up to 6% cash back and 5 times the points for refueling. , an additional 20% discount on expressway tolls. If you are a new user, the benefits of applying for the card are more generous, and you can enjoy a 24% discount on expressway passes, free ETC electronic tags, and up to 15% cash back.

2. GF Sharp Card

The most attractive thing about GF Sharp Card is the cashback offer. Cardholders can choose from three major merchants: catering, entertainment, shopping, and travel. Select one or more categories among the types, and after selecting, you can enjoy discounts when you spend at designated types of merchants.

That is, cardholders can get cash back for a single purchase of 99 yuan and up to 199 yuan for cash back. 1%. Every Friday, you can get 5% cash back, up to 100 yuan. In addition, cardholders can enjoy 3 times the points when spending at merchants of their choice.

3. China Guangfa Bank True Love Card

It is also a very popular credit card of China Guangfa Bank. Most of the applicants are female customers. After all, this is a female-only credit card. Although men can also apply, women are given preferential treatment, and the approval rate of women's applications is higher than that of men.

The most worthwhile thing about applying for this credit card is that it can provide women with many considerate services, such as triple points plan for merchants of their choice, insurance plan of their choice and other functional services, and they can also enjoy discounts from many merchants.

4. GF Ctrip Credit Card

This card is specially designed for business travelers. The two cards combine to accumulate Ctrip points in both directions, provide travel accident insurance, and waive handling fees for a monthly cash withdrawal from another place. Discounts, etc. are all special functions of the card to meet the card usage needs of business travelers.

I would like to ask which kind of Guangfa credit card should I apply for

1. The DIY credit card launched by Guangfa Bank is better.

2. Guangfa Bank’s DIY credit card is suitable for consumption and entertainment. The application threshold for this credit card is low and the application process is relatively simple. Moreover, the points accumulation mechanism after using the credit card is also relatively good. At the beginning of using the credit card, there are generous account opening gifts and credit card points activities. The limit of this credit card is generally between 3,000 and 10,000 yuan. And for people who use it frequently, credit card limits can be increased relatively quickly. At the same time, the annual fee for this credit card is still very low, only 40 yuan. The annual fee will be waived in the first year of use.