The methods for renewing and restoring the expired CITIC Bank ID card are as follows:
1. Mobile banking update
The steps to update the ID information on the mobile phone are as follows:
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: v8.1.0
Open CITIC Bank Mobile Banking, click "My" - "Settings" - "Personal Information Settings" - "Modify Personal Information" - "ID Card Validity Period" and update the ID card information.
2. Personal Online Banking Update
Log in to China CITIC Bank Online Banking, click "Customer Service" - "Security Settings * Security Settings List" - "Personal Information Settings" - "Certificate Validity Period Update" ”, just update the ID card information.
3. Business outlet update
Go to a CITIC Bank business outlet with your ID card and update your ID card information at the counter.
In addition, 90 days after the CITIC Bank ID card expires, the account will be suspended. It is recommended to update the ID card information in a timely manner through mobile banking, personal online banking, business outlets and other channels. The account can be resumed immediately after the update.
Use mobile banking to update or go to a branch to update. These are the two commonly used methods. If you have a Bank of China bank card, you can update it directly in mobile banking. If you have a Bank of China credit card, you can update it directly in Colorful Life. You only need to download one of the two softwares to update. You only need to update one at the same time, and the other will be automatically synchronized. So no need to update separately.
If the ID card is not renewed before it expires, both bank cards and credit cards will be affected. If it is a bank card and the certificate is not renewed when it expires, then transfers and consumption will not be possible. If it is a credit card, then swiping the card will limit consumption and the payment will not be successful. Therefore, after the certificate expires, it must be renewed in time.
If you don’t have mobile banking, you won’t know how to operate it. For example, older customers, the elderly who do not know how to use smartphones. At this time, you can go directly to any Bank of China branch with your bank card and new ID card, and ask the lobby manager to help you update it. It is also possible. This method is more suitable for the elderly. The staff at the outlets are more patient and will help you directly.