1. Which cars can be loaned without interest?

According to the auto finance company’s statement on the interest-free loan for car purchases, in fact, it refers to a car purchase plan launched by the auto finance company. Consumers only need to pay enough for the down payment of the car, and within a certain period of time You can enjoy an interest-free/zero-interest car loan after repaying the loan within the specified period. How long is the certain period? Generally, car finance companies refer to one year (there are also cases that exceed one year, and the products of different companies vary). In other words, if you choose an interest-free loan to buy a car, then the person applying for the loan must apply for the loan within 12 months. installment. If the consumer cannot repay the car loan within one year, interest will still be charged on the excess. During these 12 months, the car loan interest is paid by the car manufacturer or car dealer. It can be seen that this interest-free loan method of buying a car can be regarded as a gimmick to attract consumers. Taking a car with a total price of 120,000 yuan as an example, the down payment is 40%, which means the maximum loan amount is 72,000 yuan. Generally, according to bank regulations, the down payment is 50,000, and the total installment amount is 70,000. Calculated based on 12 installments, the monthly repayment is 70,000/12=5,833 yuan, and the handling fee is 700,003.5%=2,450 yuan. If you choose an interest-free car loan, the total cost of buying a car will be 122,450 yuan. If you choose a one-year car consumer loan, the total cost plus the loan interest 700007.47% = 5229 yuan, then the total cost of buying a car is 125229 yuan. From this aspect, it is not difficult to see that it is more affordable to buy a car with an interest-free loan. But is it really affordable to buy a car with an interest-free loan? In fact, where consumers can't see it, dealers will use other means to divert consumers' attention, such as the amount of handling fees, the amount of car insurance paid, etc. When purchasing a car with a loan, you should pay attention to the relevant regulations on handling fees. Although many auto finance companies now offer interest-free car loans, they have different regulations on handling fees. Some require handling fees, while others do not charge handling fees. If the car model you want to buy is interest-free and free of handling fees, it is relatively affordable. If you need to charge handling fees, you must carefully calculate and measure it. The above is all about "Which cars can be loaned without interest". For more loan knowledge, please pay attention to Xicai Loan Network.

2. Does anyone know which cars on the market are eligible for interest-free loans?

The Long Card credit card interest-free loan launched by China Construction Bank has designated models!

3. What kind of car interest-free loan

Any car is acceptable. It mainly depends on your affordability. Generally, they include the interest money in buying a car, which can be several thousand. There is a handling fee of about 100 yuan, and it means interest-free. How can a bank give you a loan for free?

4. Which cars can receive interest-free loans

Different regions have different preferential policies. You can consult the local dealer:

Dongfeng Citroen c4l new Increased interest-free loans

2014 mg5 Mingzhijie accepts reservations

You can enjoy interest-free loans

Limited time sale

Siming comprehensive discounts Interest-free loan of 11,000 yuan

Heng Hefei Yaxia Beijing Hyundai New Shengda loan is interest-free for one year and Honda Cipherui comprehensive discount is 40,000 yuan

Loan is interest-free