when the cardholder finds that his credit card is lost, he should call the customer service phone of the issuing bank to report the loss at the first time. Some credit card products can also provide protection for customers' risks before the loss report takes effect. For example, the platinum credit card customers of China Bank have stolen their credit cards within 72 hours before the loss report takes effect and the transactions after the loss report takes effect. The customers in the Extreme Edition can get compensation up to RMB2, or equivalent currency, and the customers in the Elite Edition can get compensation up to RMB1, or equivalent currency.
At the same time, cardholders can apply for emergency cash support when they can't use UnionPay cards abroad or when their cards are lost or stolen. When applying for support, you can call the customer service hotline of the domestic card-issuing bank or the customer service hotline of UnionPay, and then go to the emergency cash support network to collect cash. Emergency cash support can be completed on the same day at the earliest.
it is common to lose your credit card. If you apply for reporting the loss immediately, it may not cause too much loss. In case your credit card is lost, please don't panic and do two things well.
on the one hand, we should find the whereabouts of the credit card in time and try our best to find the original credit card.
on the other hand, we must prepare for the worst. If the credit card is really lost and cannot be found, we must not let it go. After all, credit cards and ID cards are linked. Once lost, it is not only troublesome to report the loss of the card, but also a serious risk of theft. If you fall into the hands of those who want to copy your information and do illegal activities, you will have more trouble!