Whether a Bank of Communications credit card requires an interview is mainly determined based on the card application channel. Generally, you do not need to go through the interview process when applying at the counter of a business outlet. If you apply on the bank’s official website, or WeChat public account, An interview is only required if you apply through online channels such as Alipay. During the interview, the card applicant needs to bring his or her ID card and credit card confirmation letter, and then go to a nearby Bank of Communications branch for an on-site interview. During the interview process, the applicant must patiently answer the staff's questions and confirm his or her ID card and phone number. and address. The credit card can be activated only after the interview is approved.

In order to verify the identity of the person applying for the credit card and confirm that it is the person applying for the credit card himself and not that the person’s information has been stolen by others to apply for the credit card, Bank of Communications will require the first application to be made through online channels. New credit card customers need to go to the local Bank of Communications branches for interviews, while old Bank of Communications credit card customers do not need to go to bank branches for interviews.

BoCom’s online application is very efficient, and the card can be issued in as little as one day. Customers take their ID card, credit card, and card paper to a Bank of Communications outlet, copy the sentence on the card paper, and then go to the counter to activate it.

Although the specific interview questions are different in each region, as long as the information filled in by the applicant is true and valid, generally speaking, the Bank of Communications interview is very easy, and there are several ways to improve the success rate of the interview. Tips:

1. Be sure to dress neatly when you go for the interview, preferably in formal attire. After all, a good impression is the beginning of everything. You should also be fluent and generous when answering questions, and don't hesitate or answer questions that are wrong.

2. Some branches may ask the applicant whether the online loan has been overdue? How many days has it been overdue or what is the reason? You should think of a reason for yourself in advance to avoid accidentally forgetting it. Please answer with reasons such as "all overdue payments have been made".

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and pursuits in life and career, know how to enjoy, and are more willing to struggle. Sometimes there are people who want to study, do business, research or travel abroad. Bank of Communications credit card products are named after "Pacific". Common types of Bank of Communications credit cards include: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, and Pacific Liuxiang VISA. Credit cards, Bank of Communications Pacific Wal-Mart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Pacific Airlines Secretary Card, Bank of Communications Hong Kong New World Department Store Credit Card and Pacific Business Card, Expo Card with the Shanghai World Expo as the main theme.