Legal analysis: If the credit card is not repaid during the epidemic, you can apply for an extension. Being hospitalized or isolated due to infection with new pneumonia, needing isolation due to epidemic prevention and control, participating in epidemic prevention and control, and temporarily losing the source of livelihood due to the epidemic; Financial institutions should appropriately tilt the credit policy, flexibly adjust the repayment arrangements of personal credit such as housing mortgage and credit card, and reasonably postpone the repayment period.

Legal basis: Article 590 of the Civil Law of People's Republic of China (PRC), if the contract cannot be performed due to force majeure, the liability shall be exempted in part or in whole according to the influence of force majeure, except as otherwise provided by law. If the contract cannot be performed due to force majeure, the other party shall be informed in time to reduce the possible losses to the other party and provide proof within a reasonable time.