The general prompt of "insufficient comprehensive score" is due to the following reasons: 1. Age does not meet the requirements. Since you must upload your ID card and fill in your ID number when applying for a mobile phone loan, once the system detects that the user's age is incorrect, it will automatically reject it. The age requirement for most online loans is between 18 and 60 years old. You can check the application conditions for online loans before submitting. 2. Restricted occupational nature. It is difficult to apply for loans in some high-risk occupations, such as miners, aerial workers, long-distance drivers, real estate agents, insurance agents, chefs, security guards, waiters, auxiliary police, urban management, etc. They are all groups with unstable incomes. Many online Loans are not very popular for this type of occupation and are likely to be rejected. 4. Insufficient revolving credit. In addition to the central bank's credit record, many online lending institutions need to accumulate some credit, such as 51 Credit Card Manager, which has many credit products under its name. If you have never used any products, it is a pure account for online lending, then the first It is more difficult to apply at one time. To sum up, if you want to solve the problem of how to get a loan with "insufficient comprehensive score", the most important thing is to study the application conditions of online loan platforms. It is also very important to browse forums and post bars and check user reviews related to online loan platforms. effective means. In addition, if you have just been rejected for a loan, do not rush to apply again at this time. It is better to wait for more than 3 months, otherwise you will be easily rejected again.