If the credit card is empty for a long time, it will definitely have an impact. Generally speaking, there are several consequences:

1. If you withdraw your cash, it is easy to be risk-controlled by the bank when it is often empty, and the bank may downgrade your credit card;

2. If the credit card is empty for a long time, it will increase the debt ratio and make the bank question your repayment ability. If you handle other credit business of the bank, you may be rejected.

3. There is a risk of overdue if the credit card is idle for a long time. If it is overdue, it will affect the credit investigation.