What is the annual fee standard for CCB’s credit cards?
The annual fee policy for CCB’s credit cards is roughly as follows:
General cards: The annual fee for the main card is 80 yuan, and the annual fee for the supplementary card is 80 yuan. 40 yuan;
Gold Card: The annual fee for the main card is 160 yuan, and the annual fee for the supplementary card is 80 yuan;
Standard Platinum Card: The annual fee for the main card is 580 yuan, and the annual fee for the supplementary card is 300 yuan. yuan;
Exquisite version of Platinum Credit Card: The annual fee for the main card is 1,800 yuan, and the annual fee for the supplementary card is 1,200 yuan;
The premium version of the Platinum Credit Card: The annual fee for the main card is 3,600 yuan, and the annual fee for the supplementary card is 3,600 yuan. The fee is 2,800 yuan;
Titanium Platinum Card: The annual fee for the main card is 380 yuan, and the annual fee for the supplementary card is 180 yuan;
Diamond Credit Card: The annual fee for the main card is 5,800 yuan, and the annual fee for the supplementary card is 5,800 yuan. 3,800 yuan;
Car card: The annual fee for the main card is 200 yuan, and the annual fee for the supplementary card is 100 yuan.
Annual fee-free policy:
If you use the regular card or gold card to make purchases or withdraw cash 3 times a year (no limit on the amount), the annual fee for that year will be waived.
With the Standard Platinum Card, if you use the card to make purchases or withdraw cash 10 times a year (no limit on the amount), the annual fee will be waived.
Use the Titanium Card to make 6 purchases or withdraw cash every year (no limit on the amount), and the annual fee will be waived.
Extended information:
CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the categories include: Dragon Card prestigious school card, Dragon Card business card, Dragon Card car card, etc.
The conditions for applying for a principal credit card are:
(1) Aged between 18 and 70 years old and with full capacity for civil conduct;
(2) Have stable Have a good career and income, be able to repay principal and interest on time and have good credit.
Note: According to the regulations of the China Banking Regulatory Commission, college students who are over 18 years old must implement a second source of repayment when applying for a card. Therefore, when applying for a card, there will be relevant declaration materials that your parents (or relatives) need to fill out and submit.
The conditions for applying for an additional card are:
(1) Have full capacity for civil conduct or be over 13 years old and have limited capacity for civil conduct;
(2) ) Those under the age of 18 must obtain the consent of their legal guardian to apply for an additional card, and can only apply for the additional card of their legal guardian.
Materials required to apply for the card:
Main card: If you are an applicant with local household registration, you need to provide:
1. Copy of ID card,
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2. Proof of income (for example: copy of personal income tax withholding voucher or tax payment certificate, provident fund payment record or copy of payment list) or proof of personal assets (for example: copy of local real estate certificate, purchase of a house/car Invoice, copy of motor vehicle driving license of the People's Republic of China, savings passbook or deposit receipt, etc.).
Professional and technical certificates (for example: copies of professional qualification certificates assessed or recognized by national authorities, including certified public accountants, certified auditors, lawyer licenses, etc.)
If you are not registered locally Applicants, in addition to providing the above materials, also need to provide proof of stability. (For example: local real estate certificate, copy of comprehensive social insurance statement (more than 6 months), academic certificate, etc.)
Additional card: Valid identity document (applicants under 16 years old must provide additional card Household register, etc.).
Note: Identity certificates for overseas persons (including compatriots from Hong Kong, Macao and Taiwan and foreigners):
(1) Residents of Hong Kong and Macao must provide a Mainland Travel Permit for Hong Kong and Macao and an international credit card signature Purchase order and a copy of the local ID card;
(2) Taiwan residents should provide a 5-year Mainland Travel Permit for Taiwan Residents, an international credit card purchase form and a copy of the local ID card;
(3) Foreigners must provide their passports.