Shunde Rural Commercial Bank's personal credit card products include: Shunde Rural Commercial Bank Zijin Card (Gold Card), Shunde Rural Commercial Bank Rose Purple Card (Gold Card) and Shunde Rural Commercial Bank Hengtong Credit Card (Puka, Gold Card). The annual fee collection standard is: standard gold card, rose purple card, Zijin card main card 100 yuan/year, auxiliary card 50 yuan/year; Puka main card 50 yuan/year, auxiliary card 30 yuan/year.
The credit card of Shunde Rural Commercial Bank has no annual fee-free policy in the first year, and it is charged annually. Users who spend more than 6 times during the period are exempt from annual fee. Therefore, the credit card you apply for may need to deposit a certain amount in it to deduct the annual fee before you can overdraw within the credit limit.