Just pay with Alipay directly at the store that supports Alipay consumption. For Alipay's overseas offline payment, the system will automatically convert it into RMB and deduct the funds in the Alipay account according to the real-time exchange rate of the partner bank, without the need for the user to perform other operations.

If you want to spend money in a store that does not support direct payment with Alipay, you must first go to a Hong Kong dollar exchange point in Hong Kong. You can use Alipay and WeChat to withdraw cash at Hong Kong dollar exchange points. You can also withdraw Hong Kong dollars with a UnionPay card. You can withdraw Hong Kong dollars directly because they have been converted at the bank and you can withdraw the amount you need.

Extended information

The main functions of Alipay HK are as follows:

1. Three major services

Functionally, the Hong Kong version of Alipay provides It provides three major services: scan code payment, merchant discounts and collection stamping. Among them, the experience of scanning the code to pay is exactly the same as that in the mainland. Just open the payment code and let the merchant scan it to complete the payment.

In addition to the above basic functions, in the future, the Hong Kong version of Alipay will gradually open functions such as phone bill recharge, water, electricity and gas payment, transfer, taxi, insurance and other functions, so that the "cashless" life of Hong Kong people will be in line with the mainland.

2. Cross-border remittance

Users of the Hong Kong version of Alipay AlipayHK can remit money to the Philippine wallet Gcash through blockchain technology, and Standard Chartered Bank of Hong Kong is responsible for the end-of-day fund settlement and foreign exchange exchange. .

The first remittance was completed by Grace, a Filipino who has been working in Hong Kong for 22 years, and took only 3 seconds, which previously took 10 minutes to several days. Witnessing this moment on site were Financial Secretary Paul Chan Mo-po of the Hong Kong SAR Government, Jack Ma, Chairman of the Board of Directors of Alibaba Group, and Fok Jianning, Co-Managing Director of CK Hutchison Group.

On May 24, 2017, Alipay announced the launch of the Hong Kong version of the e-wallet - Alipay HK, officially providing cashless services to Hong Kong residents. After the Hong Kong version of Alipay is launched, all Hong Kong residents can use Alipay by binding a local bank credit card in Hong Kong or recharging their balance, and pay directly in Hong Kong dollars.

Baidu Encyclopedia--Alipay HK

People's Daily Online--Hong Kong Metro can use Alipay and WeChat to purchase tickets

Baidu Encyclopedia--Alipay