no.

credit card installment services provided by various banks will not be blocked as long as they are repaid on time.

when a cardholder uses a credit card to make a large amount of consumption, the bank will pay the consumer funds for the goods (or services) purchased by the cardholder in one lump sum, and then let the cardholder repay the money to the bank in installments and pay the handling fee.

according to the cardholder's application, the bank will deduct the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder can repay them according to the monthly recorded amount.

Extended information

Classification of credit card installment:

1. Shopping mall installment

Cardholders can shop in the "shopping mall" that supports installment, and pay by installment with the credit card that supports installment in the shopping mall. Cardholders can select the number of installments (such as 3, 6, 12, etc., and a few shopping malls support 24) and swipe their cards on a special POS machine.

2. Mail-order installment

Cardholders choose from the limited commodities in the installment mail-order catalog manual sent by the issuing bank (or the online installment mall of the bank), and then order by installment from the bank through the online installment mall, call or fax the mail-order installment application form, etc.

3. Bill installment

The issuing bank basically supports bill installment. Users only need to apply for installment to the issuing bank by telephone after spending by credit card and before sending the monthly bill.

Baidu encyclopedia-credit card installment payment