The credit card of Agricultural Bank of China has been divided into stages, so you can choose to pay it off in one lump sum in advance.
if the cardholder needs to prepay, he/she must call customer service to apply. The time to apply for early repayment is from the day when the installment application is successful to before the penultimate installment bill is generated. After the application for early repayment is successful, the installment fee collected will not be refunded, and the cardholder still needs to bear the installment fee debt that has been booked.
prepayment can be divided into partial prepayment and full prepayment. In case of partial prepayment, the repayment amount must be an integral multiple of the installment principal payable in each installment and the corresponding installment fee, and the number of successful late prepayments will automatically decrease from the end of the installment.
if the full amount is repaid in advance, the repayment amount is all the unexpired installment principal and installment fee. After the full amount is repaid in advance, the installment will automatically end.
Extended information:
If there is overpayment in the account before prepayment, the payment will not automatically repay the agreed installment principal, unexpired installment principal and handling fee.
if the cardholder needs to repay the overdue installment principal and handling fee in advance for the overpayment, he/she must take the initiative to apply according to the prepayment processing flow; The principal of the transaction that has been agreed in installments cannot be repaid in advance before the installment of the bill is processed.
if a transaction that has successfully applied for bill installment is returned, we will terminate its installment payment business only when the cardholder actively applies for full prepayment, and the recorded installment fee will not be refunded.
China Agricultural Bank-China Agricultural Bank credit card bill installment business terms and conditions.