1. 18 years old or above, with full capacity for civil conduct;
2.JD.COM account has completed real-name authentication, and the account has been bound with a bank card;
3. Good personal credit (small white credit customers, with a small white credit score of not less than 85 points).
JD.COM Gold Bar is a product of Jingdong Finance, which was listed in March 2065438+2006. It is mainly a cash loan service customized for users with good credit, which can support a maximum withdrawal amount of 200,000.
JD.COM gold bars have the characteristics of online loan, unsecured, real-time batch, and quick arrival. The extension of scene use can also meet the cash needs of users in various scenarios.
basic content
JD.COM gold bars do not need mortgage, just bind stored-value cards and credit cards, and easily borrow money; Online loan, all processes can be received after online completion; Real-time approval and quick receipt. Generally, the loan application will be received within 5- 15 minutes after submission. Please refer to the bank card receipt of the receiving bank. Moreover, JD.COM gold bars can be returned as you borrow them, in advance, or in different periods such as 1, 3, 6, 12. Interest is calculated on a daily basis, and the loan interest rate range is generally the lowest daily interest rate of 0.025%, and the highest annualized interest rate does not exceed 36%.
JD.COM(JD. com), a self-operated e-commerce enterprise in China, was founded by Liu in Zhongguancun on June 1998, and is a Fortune Global 500 enterprise.
JD.COM owns JD.COM Mall, JD Finance, Paipai.com, JD Smart, O2O and overseas business department. In 20 13, virtual operator license was officially obtained. 20/kloc-listed on Nasdaq stock exchange in may/April (stock code: JD). It was listed in Hongkong, China on June 8, 2020 (stock code: 96 18).
scope of business
Online sales: digital products such as computers and mobile phones, household appliances, auto parts, clothing, shoes and hats, luxury goods, household and household products, cosmetics and other personal care products, food and nutrition products, books and other media products, maternal and child products and toys, sports and fitness equipment and virtual goods. , a total of 13 categories 3 1.5 million SKU products.
corporate image
On March 20 13, jd.COM Mall officially switched the domain name of JD.COM Mall to JD.COM Mall. In addition, the official name of "JD". COM Mall is also called JD for short. COM ",and the original" 360buy "with blue as the main color was updated into a metal dog named" Joy ",which became the new official logo and mascot of JD.COM. The official explanation of the mascot metal dog in JD.COM Mall is that it is famous for its loyalty, honest behavior and fast running speed. This change has also triggered the speculation of "cat-dog war" between Tmall and JD.COM.