Credit card installment payment is a one-time freezing of the corresponding amount, and the repayment of one installment will restore the amount. In other words, if you want to spend a credit card to buy an Apple phone, the credit limit must at least exceed the price of the Apple phone purchased.

You don’t need to pay it all off within 50 days. You can just pay back the corresponding amount according to your own installments.

Apple’s official website supports credit card installments from China Merchants Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China. The maximum order amount is 15,000 yuan. To use this installment payment method, you need to be a credit card user of these three banks.

Please note the following important terms when making Apple installment payments

1. In Apple Store retail stores, 24-month interest-free installment is only applicable to the purchase of iPhone products. At the Apple Online Store, 24-month interest-free installment is available on all Apple product purchases.

2. The installment payment service is only provided for a limited time, and the content may change at any time without prior notice.

3. You cannot enjoy the installment payment service when purchasing products using a debit card.

4. Installment payment may not be applicable to purchases from Apple Stores or Apple resellers. Please check with your Apple Store about available installment plans for in-store purchases.

5. The monthly repayment amount shown in the Apple Store online store is only an estimate. The exact monthly repayment amount is calculated and determined by your installment provider and reflected on your monthly statement.

2021 iPhone Buying Guide

The iPhone is currently the most popular high-end smartphone among consumers around the world. It is also recognized by the industry and consumers as the benchmark for smartphones in the past decade. , from appearance design, to hardware stacking, to system experience, to software and hardware ecology, and even the venue layout and transition of product launches, Apple is the target that the mobile phone industry is eager to learn from and imitate.

In recent years, the iPhone has been criticized for its toothpaste-squeezing product rhythm, which has led many consumers to use some of the hardware advantages of Android flagships (such as high-power fast charging) to deny the iPhone and judge it as not worth choosing. It is biased to buy or have low cost performance.

Although the iPhone has shortcomings such as low charging peak power, small battery, and slow screen refresh time, the product itself has unique characteristics:

Good aesthetics and workmanship The quality is excellent, especially the quality of the top flagships, which is unmatched in the mobile phone industry;

The performance of the A-series Apple self-developed processors is unparalleled, better than all Android flagships;

Although the upper limit of functions and hardware of the camera is not high, the lower limit is relatively high. It is very friendly to novice users, and the effect is very good in just one shot;

Video shooting and linear motor vibration are the best in the industry;

Although the screens of most models lack high refresh rates, the screen quality is very good and the screen smoothness is excellent;

The stability, durability and high-quality software ecosystem of the iOS system are stronger than those of the Android system ;

Although the battery capacity is not large, the actual battery life is far better than Android models with the same battery capacity;

Airpods, iPad, Apple Watch, Macbook and other hardware supporting the iPhone The ecological experience is also industry-leading;

Although the unit price of the iPhone is relatively high, if nothing unexpected happens, the new iPhone can basically be used smoothly for more than 5 years, which is relatively rare among Android flagship phones. There is currently no model that can match the iPhone in terms of longevity;

These all determine the uniqueness and irreplaceability of the iPhone user experience. In fact, the iPhone is not suitable for the so-called "hardware cost performance" with Android flagships. "Competition, because a few simple hardware parameters cannot summarize the iPhone at all.