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Isn't China Merchants Bank charging no annual fee for opening a credit card?
Except for some types of cards, such as unlimited credit card, diamond credit card and centurion platinum card, China Merchants Bank generally does not charge an annual fee. The annual credit card fee of China Merchants Bank is as follows:

1, Puka 100 yuan/year, supplementary card 50 yuan/year.

2. Gold card 300 yuan/year, supplementary card 150 yuan/year.

3. Unlimited credit card: the main card 10000 yuan/year, and the auxiliary card is 5000 yuan/year.

4. Diamond credit card: 3,600 yuan/year for the main card and 1800 yuan/year for the secondary card.

5. Centurion Platinum Card: 3,600 yuan/year for the main card and 65,438 yuan +0.800 yuan/year for the supplementary card (each household is limited to 2 supplementary cards).