2. The credit card must be handled in person, not only by filling out an application form, but also by providing the work unit, salary certificate and other materials, which shall be signed by the applicant. If you want to apply for a credit card with a high overdraft, you must provide proof of assets that can prove your repayment ability.

3. Credit card, also known as debit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.