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Is Bank of Communications Pacific Card a credit card?

Pacific Card is a bank card issued by Bank of Communications and is a financial management tool. Since the launch of Pacific's quasi-credit card in 1993, it has formed three major business categories: credit card, quasi-credit card, and debit card, as well as two major product series: international card and RMB card, and has issued nearly a hundred Pacific series co-branded products. /identification/special card.

As for whether you got a credit card or a debit card, you can look at the back of the card. The customer service phone number starts with 400. Under the signature strip, there is a prompt such as "This card is not valid until signed." for a credit card. If there is no such word on the back of the debit card, the customer service hotline is 95559.

Extended information:

Notes

1. Once you receive the card, please sign your name in the signature box on the back of the card.

2. Check whether the password envelope you receive is intact. If it is sent by mail, please check it carefully. If you have not received the letter after a period of time, you should contact the card issuer in time to avoid loss or theft.

3. Please change the initial password in a timely manner. Do not choose a number that is easy to decipher when setting the password, and please change it frequently.

4. When using your card in public, try to block other people's sight with your hands or body to prevent others from peeking into your password.

5. Before entering a self-service bank equipped with an access control system or operating an ATM, please pay attention to whether there are any abnormalities on the machine and whether there are any suspicious attachments around it, such as bayonet attachments, suspicious posted notices, micro cameras, etc.

6. If the ATM does not dispense money or the card is not returned, please do not walk away immediately. Pay attention to the screen prompts. If the card is indeed swallowed, you should contact the bank in time. Do not trust or call the phone number posted on the machine, and do not reveal your bank card password to anyone on the phone.

7. When swiping the card, try not to let the card out of your sight. The transaction documents for consumption should be confirmed before signing. Do not sign a purchase form with a blank amount or an incomplete purchase form.

8. When shopping online, please carefully choose a website with good qualifications for transactions, and be careful to keep online consumption records. Once you find any abnormal expenditure, please contact the card issuing bank immediately.

9. Please do not use online banking and telephone banking for transactions in public places.

10. Please keep your card and password properly and do not disclose them easily.

11. Identity documents and bank cards should be stored separately to prevent them from being lost at the same time and making it easier for others to steal them.

12. Prevent card magnetic strips from being worn, scratched, twisted, and magnetized.

13. Properly keep bank card transaction receipts and develop a good habit of regular reconciliation. If any discrepancy is found, you should contact the bank promptly.

14. Once your bank card is lost, please report the loss immediately and pay attention to the changes in funds.

Reference materials:

Baidu Encyclopedia-Pacific Card